Generally speaking, TOD means "Transfer on Death," and STA means "Securities Transfer Association." Your question remains open for four weeks; for a meaningful explanation of these terms, you should consider consulting with an attorney knowledgeable in probate/estate law, more than simply what the...Read more »
I escrow my homeowners insurance and my mortgage company didn’t pay my homeowners insurance and now I have a leak in my kitchen. I tried resolving the issue with my mortgage company but they are not being responsive. What can I do? They still have not paid my homeowners insurance and have not... Read more »
My home was burgularized while i am out of state and my insurer refuses to give me shelter or access to the. Reports to get a contractor to look at the damages. I am asked to complete and sign a pre printed inaccurate sworn affidavit ,send utility bills& travel itenerary. I am still out of town and... Read more »
It looks like something in the investigation of your claim triggered suspicion on the part of your insurance carrier. It would be difficult for an attorney to make a meaningful assessment without investigating the loss and the carrier's handling of the claim in detail. It could be worthwhile to...Read more »
Life insurance threw job, got fired, claim denied. Talked to old employer about it they said they filed appeal. Talked to insurance , they say old employer didn't file. I got letter from old employer stating that I was denied life insurance due to my husband being on hospice and a check that I... Read more »
I'm sorry for the loss of your husband and this difficult ordeal. There is no simple answer here. As a starting point, you can gather records of all correspondence, including matters concerning the insurance denial, employer's appeal, original application, and everything else you have and summarize...Read more »
It isn’t uncommon for carriers in such cases to defend their position rather than to concede and pay the damages you seek. Consult with an Illinois personal injury attorney who could examine the facts of your accident, your injuries, and the no-pay position, and advise you of your options, which...Read more »
I was rear-ended and the other person's insurance accepted full liability. However, the amount they will only pay for body shops in their network or send a check for the cost of their estimate, which is about $400 less than what my body shop estimates for the repairs. Their estimate is based off of... Read more »
Based on your own discussion, it sounds if you do have choice. They will send you a check that does not cover the entire cost based on your choice of body shop. Let me recommend that you use one of the shops in their network, so you will have nothing out-of-pocket. I believe you know that this...Read more »
I have messages and witnesses that will say she was going to give me almost 4,400 and now has stopped talking to me and has not sent any money to me. I live in chicago il she lives in evansville in. Is there any way to recover the money she promised me
Pioneer Adjusting Firm (didn't no there contractors too) did a claim on damages to my house (expected inside from old leaky roof). I told the guy who came out here and got me signed up for the adjustment, that I was only looking to collect the money for the damages done to the house, that's... Read more »
Based on the facts provided, it seems that you contracted with Pioneer Adjusting Firm to perform what is called public adjusting services. There are strict rules and regulations that govern the manner in which public adjusters can do business in Illinois, and it sounds as though there may have...Read more »
It depends on whether or not you are referring to your insurance company, or another driver's insurance company. If you are referring to the latter, there is no standard time to get back to you, as they owe you very little duty. In addition, either insurance company is likely going to take...Read more »
Insurance adjusters technically can settle your case without involving an attorney. In fact, that is what they prefer because they would prefer to take advantage of non-represented parties. That being the case, I would highly recommend consulting with an attorney prior to accepting any form of...Read more »
The answer to your question is extremely technical and fact specific. That being the case, I would highly recommend organizing everything you have in your possession related to this situation, including denial letters and insurance policies, and consulting with an attorney individually. A...Read more »
When I finally chased down where my check was I was informed that this now former employee had it and that he had quit a week and half ago. The company took no action of informing me and tried to tell me that sometimes checks are sent to their office, which is a violation of the law and I double... Read more »
Has the employee cashed the check? If so, this is a matter to take up with the police, as that would be a felony. If he has not cashed the check, then I would recommend organizing all information relevant to this situation, and consulting with an attorney individually. The public adjuster and/or...Read more »
My truck was rear ended by a motorcycle a few days ago, he was found at fault and cited. He was the owner of the bike but his girlfriend (passenger on bike) was the insurance policy holder. The only injury was to him and his passenger (road rash) According to the insurance company, they want me to... Read more »
Based on the limited facts provided, they are attempting to take advantage of you, as you should not have to pay for vehicle damage if you were not at fault of the accident. I would highly recommend consulting with an attorney individually immediately. Do not make another statement to an insurer...Read more »
It depends on the terms of the settlement agreement. Assuming you had an attorney when negotiating the settlement, I would recommend consulting with him or her in regards to a deadline for payment. If you did not have an attorney, now may be the time to hire one.
I highly recommend consulting with an attorney immediately. A knowledgeable attorney will represent your interests throughout the entirety of the dispute. Do not make any more statements to the insurance company until you speak with an attorney.
I was injured when rear ended by an uninsured motorist while driving a company vehicle. I'm currently going back and forth with my company's insurance. The adjuster keeps threatening to close the claim, trying to pressure me into signing the release. Recently, he sent an email to my supervisor... Read more »
I would highly recommend stopping what you are doing, and hiring a personal injury attorney immediately. Do not say another word to the insurance adjuster until you do. This is a common tactic engaged in by insurance adjusters that are not represented by an attorney, as they will never take you...Read more »
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