Q: Can I apply for half my ex's soc sec at 66 and defer applying on my own. Never remarried/married over 10 yrs.
Even though he was well paid while working he was also very creative about hiding income. It's possible that my benefit would be higher than his.
A: This a complex question that cannot be answered completely on Justia. It is recommended that you make an office visit at your local Social Security Office (expect a wait--reserve a time if possible) or contact a social security/estate planning attorney. To answer your basic questions, it is possible to claim spousal supplemental benefits from an ex spouse if you were married for 10 (or more) years to the person. Also, you generally cannot claim both spousal supplemental benefits AND regular benefits unless careful planning is done. There are ways to potentially get both benefits for some married couples, but this will require a detailed analysis of the facts and potential benefits. Note, the old plan of claiming spousal benefits with deferment by the primary benefit recipient was closed-down this year.
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