Q: Is Bankruptcy my direction to go?
Hello. I was sued on 07/01/16. for 6,000. I did not file answer to the complain. And now they have filed for REQUEST FOR ENTRY OF DEFAULT. I would still like to settle this debt with a repayment plan. But i have no source of income. I'm not working right now. I have no Bank account. I'm living at my Mom's house at the moment. I don't own a Car,or anything valuable.I was wondering if they can attach any of her property? Like Lien, Levy, Etc any of her property because of my debt? I live in California. Is Bankruptcy is only option? Thank You
A: Declaring bankruptcy for a $6000 judgment sounds excessive. They may pursue you via collections agents if they're not paid. Sometimes collections agents will try to attach your assets, but if you have none then that may prove frustrating for them. Sometimes collections agents will settle your case for a fraction of the original debt. More details are necessary to provide a professional analysis of your issue. The best first step is an Initial Consultation with an Attorney. You can read more about me, my credentials, awards, honors, testimonials, and media appearances/ publications on my law practice website. I practice law in CA, NY, MA, and DC in the following areas of law: Business & Contracts, Criminal Defense, Divorce & Child Custody, and Education Law. This answer does not constitute legal advice; make any predictions, guarantees, or warranties; or create any Attorney-Client relationship.
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