Q: Car accident involving higher medical costs than the proposed settlement.
We were involved in a car accident. My wife was driving the car and lost control (possibly a burst tire). No other parties were involved. We drove off the road and hit the trees. Air bags were deployed and my left forearm was fractured. My wife and daughter came out clean. They were taken into nearby ER to check. The car was total loss.
Since i was far from trauma center i was airlifted to the nearest trauma center and was taken into ER and surgery.
I have still not received all medical bills but the airlift alone was $39,000. My car insurance is offering to settle for $30,000 and not willing to offer more.
My coverage with them is 30/60/25. When would the 60 of the coverage come into play? I think since i was injured we should get 30k and 60k for the accident. Please advise if this understanding is correct and what my options are?
A: Ask your lawyer, but the 60 is if there are two people, the 30 is a single limit. One person =single limit. 2 or more is 60. Not sure what the third number is--why not call a member of the NC Advocates for Justice--they give free consults.
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