Joliet, IL asked in Insurance Bad Faith for Illinois

Q: Am I required by law to give a statement to an insurance company after an accident?

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2 Lawyer Answers
Drew R. Ball
Drew R. Ball
Answered
  • Insurance Claims Lawyer
  • Chicago, IL
  • Licensed in Illinois

A: You are not required by "law" to give the insurance company anything, but rather you are required to adhere to your contractual obligations which are set forth in the insurance contract you executed with your insurer. That contract is not only going to provide a provision that states you "must cooperate with your insurer" but likely will state "you must give insurance company a formal written or transcribed statement" usually within 30-60 days after an accident. I wish you the best.

Robert D. Kreisman
Robert D. Kreisman
PREMIUM
Answered
  • Chicago, IL
  • Licensed in Illinois

A: If you're referring to the insurance company of the party that may have cause this incident, then no you would wise to refuse to give a statement. If your own insurance company is calling you for a statement, then you would be contractually obligated to respond.

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