Q: I received a "Notice of Intention to File an IRS 1099-C Form"
This notice was from a CA law office who said it was the legal owner of the debt (not representing a client). There was a 1099-C form for a 2017 event included, along with a settlement offer. I filed a report with the State Attorney General immediately to be prudent. I just moved to OH from MI, and the letter was forwarded from my MI address. The account was supposedly charged off in 1999. I have been disputing this account for years, and it keeps bouncing between collection agencies. The account never existed, and the original creditor has no knowledge of the account. I was contacted about the debt in the middle of last year by another collection agency, whom I disputed it with. Prior to that, I heard nothing for years. I am prepared to send a letter of dispute to this law office, but my understanding is that the FDCPA doesn't always apply to this situation. Any advice on the next steps would be greatly appreciated! Thank you.
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