Q: Can I add my daughter as owner of my home in Texas with out her being on the mortgage?
A: When you say you want to add her as an owner I wonder what you are trying to accomplish. If this is a way to give her the house once you have passed, you can do so in a Will, with a transfer on death deed, or with a deed reserving an enhanced life estate for yourself, commonly called a ladybird deed. A typical mortgage will include a provision that if you deed the property to someone else without paying off the mortgage, you have defaulted on the mortgage and it can be foreclosed. You definitely need to sit down with an attorney and explain what you wish to accomplish so he or she can help you analyze your options.
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