Q: If accident location is HI but an out of state policy is applicable to the claim, do the Hawaii Statutes override policy
Washington policy with Hawaii loss. Need to confirm that Hawaii Revised Statutes override the policy provisions. Ex: can we apply the 30 day chiro/naturopathy/acupuncture limitations within the statute even though there is no limitation within the Washington policy, since the loss happened in the state of Hawaii?
A: Generally the contract will be governed by the law of the place of the contract; Hawaii law would govern questions of liability and damages. However, you will need a Hawaii crash attorney. If it's Maui I suggest John O'Neill; tell him I suggested you call--he'll give you a free consult. Why would you want to apply a lower limit--you'd want the washington no limitiation, I believe.
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