Q: I'm being sued for insufficient liability auto in insurance for an incident back in 2013. Filed for chapter 7 2015
I was involved in a minor accident in 2013. I had insurance at the time and the claim was paid. But apparently only property damage. I never heard from it again until now. I received a lawsuit noticed from a lawyer suing me and their client's own insurance company for uninsured motorist "not having liability coverage at that time" We both had the same insurance company at the time. Lawyer stays his client was injured as a result of the accident and is still in pain, not allowing her to work. I contacted insurance company and they informed me that they could not settle in the amount and thats why they filed suit. I filed Chapter 7 in 2015 due to financial hardship and have not any idea that the other party was claiming any bills. I was discharged in Oct, 2015. What are my options ? Insurance tells me that they can't provide a lawyer to me because I did not have liability coverage and that's what they are after. Should I consult a lawyer and if so what kind of lawyer?
Thanks
A: I believe we answered this but in case not, 1)notify whatever insurance you had back then--may be an injury case, who knows; make copies of what you were served with. A)call them b)email the claims rep c)fax claims rep YOU MUST HAVE CORRECT CLAIM No. for any correspondence, dcalls d) send them copy of suit papers certified return receipt e)make note of day to respond by. 2) get a copy of any release they got from the other person ; 3)talk to your bankruptcy attorney.
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