Q: Insurance co. waiting to accept liability in drunk driving case
Hello everyone,
A drunk driver hit my car a couple of weeks ago. It was a major accident. Police has the report which clearly says that the guy was drunk and is charged with 'Driving with Influence' and 'Reckless Driving' and that my car was parked and I wasn't even present at the spot.
The guy's insurance company has deemed my car totalled but they say they can't go ahead and make a payment or put me in a rental car unless their insurer (drunk driver) calls them and take liability.
I dont understand what I can do now. Just wait without a car?
P.S. I just had liability and hence my insurance wouldnt help me much.
Thank you in anticipation
A: You will probably have to sue the insurance company. The insurance company will probably not pay unless they are forced to pay as you are not their client you are a third party.
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