Q: i need to know what this title 23 entails for me to get workers compensation for my home improvement business.
I'm starting a home improvement LLC. To register with the state licensing board for contractors I need proof of at least $100,000 in liability insurance and workers compensation insurance in accordance with title 23 of LA revised statutes of 1950. I need to know what that entails for when I apply and get my insurance. Please, any help at all.
A: The state licensing board wants to see that you are qualified (its test requirement) and have some, limited assets - including the financial starting funds and insurance policies -- to protect not only any workers that you hire (or that are uninsured), but also any third person that might be harmed from your work. The General liability and workers' compensation policies also protect you in the event of such claim/suit. You should call an insurance agent and inquire about starting prices for minimum policies to get you started. Good luck.
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