Q: Speeding ticket wo insurance fine
Hello i live in California and was recently pulled over for speeding going 20 mph over speed limit. I was driving my brothers car at the time and do not hold an insurance for the car. When I got pulled over, the officier simply just asked for my license and didn't ask for car insurance, but I know I will also be fined for not having insurance for the car. I did get a ticket for speeding and I am wondering what are the outcomes of this cause? What are the consequences? Please help..
A: Do not assume you will be facing "no insurance." The courts have no way of knowing, and if the officer did not cite you for the insurance then it is not a charge for the court to consider. The courts handle insurance a few ways. If there is no insurance, and no insurance acquired after the violation, a hefty fine of $1500-$1800 depending on the court. If there is insurance acquired after the citation (known as after-acquired) that fine is generally reduced, commonly in half. Lastly, if insurance was/is acquired that was in full effect at the time of the citation, then it becomes a proof of correction with a fee of $25-$35
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