Q: Exact dates of ch 7
The chapter 7 was filed December 2009 resolved 2009 and the status says discharged and will remain on record until December 2018
A:
You would need to wait 8 years from the filing date of the ch 7 in December, 2009 to file another Ch 7. By working with a lawyer now, you should be able to stretch things out till December, then file your ch 7. It would make sense to consult with a lawyer now to
1. Make sure you are eligible under the Means Test,
2. Make sure you do not own any assets you could lose in Ch 7
3. Make sure there are no improper transfers of property, non- dischargeable claims, personal injury claims, or other issues that could make you reconsider filing under Ch 7.
You would want to determine any problems early on, and not wait until December 2017 to have the initial consultation.
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