Pennsauken, NJ asked in Bankruptcy for Pennsylvania

Q: debt collector suing me for a car repoed 2 years ago. What are my options to stop company from garnishing wages, etc.

Is bankruptcy even an option in this situation? Defficiency is a little over $19,000

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3 Lawyer Answers
Mr. Chad Van Horn
PREMIUM
Mr. Chad Van Horn
Answered
  • Bankruptcy Lawyer
  • Fort Lauderdale, FL

A: Yes, bankruptcy is still an option and this debt is dischargeable. You should speak with a local bankruptcy attorney ASAP.

David Earl Phillips agrees with this answer

Stuart Nachbar
PREMIUM
Stuart Nachbar
Answered
  • Bankruptcy Lawyer
  • Livingston, NJ

A: As long as that is not the only debt, and you do not have the vehicle, then bankruptcy is an option.

David Earl Phillips agrees with this answer

Peter N. Munsing
Peter N. Munsing
Answered
  • Wyomissing, PA
  • Licensed in Pennsylvania

A: Talk to a bankruptcy lawyer. They may make a mistake in what they tell you.Get the name of the person. phone number. note time and date. keep all this in a notebook. Write down what they say as they say it. Talk to a bankruptcy lawyer.

David Earl Phillips agrees with this answer

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