Q: A hospital Bill that you get behind on, can the hospital just send it to collection agency without even notifying you.
They also are charging 5% interest per year but never notified me of that either. I suppose it's all legal but when someone is suppose to pay it and doesn't, it would have been nice to hear it directly from the hospital first.
A: That's an issue of "hot debate" in the legal community these days. I would recommend talking with a lawyer in Wisconsin that handles "consumer law" issues or debt collection issues. I'm sure they'd be happy to take a look at the collection letter with you. Depending on what the letter says, or how it's detailed, it may be a violation of a federal law for them to charge the interest that way.
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