David S. Burleson Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jun 26, 2025

If you received an Order of Discharge in your bankruptcy case, then you can apply to have the judgments satisfied using your bankruptcy paperwork. There are several documents to prepare and file with the county where the Judgment is located starting with an Application for Order of Satisfaction of... View More

In my state, PA, a final judgment becomes a lien when properly filed. And after the bankruptcy "preference" (90 days preceding bankruptcy filing) and "fraudulent conveyance" (2 years federal and up to four years a "state law") has passed, that judgment lien becomes... View More

James L. Arrasmith Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jul 10, 2025

No, it is not legal for a debt collector to knowingly lie to your family member by claiming you listed them as a contact if that isn’t true. Under the federal Fair Debt Collection Practices Act (FDCPA), debt collectors are restricted in what they can say to third parties. They are only allowed to... View More

James L. Arrasmith Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jun 12, 2025

You have several options for dealing with this medical debt, even though your financial situation makes full payment impossible right now. Since the debt is from December 2022 and you're just now receiving collection notices in April 2025, you're still well within the statute of... View More

James L. Arrasmith Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jun 1, 2025

You're not alone—many people face the stress of medical debt, especially when it lands in collections. Since you've already requested and received debt validation, you’ve taken an important step to protect your rights. Now that you know the debt is legitimate, the next focus is on... View More

Contact a consumer protection attorney in Wisconsin familiar with the Fair Debt Collection Practices Act. Keep all of the records you have available to provide to the attorney. Let me know if you have any questions.

You have no obligation to give any information or even to speak with them.

No.

But you may have to timely file a claim of exemption.

You are on the hook. Whatever you are paying apparently isn't reducing the principal. I fail to understand why plaintiff's attorney will not provide you a balance. What they won't do is send you a monthly statement.

A: There is no single best approach to negotiating with a collection agency. How you proceed will depend upon the facts and circumstances.

But there are some basic considerations. Always start with goals. what are you hoping to accomplish? What is it that your opponent wants? Perhaps more... View More

About fifteen years ago, one of the lawyers in my regional US Trustee's office told me the latest thing used by unscrupulous debtors was to use a social security number that was maybe one digit off/erroneous. The reason was to fool the system so that the bankruptcy would be noted on someone... View More

Nina Whitehurst Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Apr 18, 2022

It is difficult to answer your question without knowing exactly what comprises your friend’s estate. But, yes, it is possible for you to be appointed by the court to handle the distribution of her estate. That will probably require the siblings to sign consents. Also, understand that you will... View More

Your fiance's premarital debt is her debt, and not yours. Any debt she brings into the marriage is hers. Absent a prenuptial agreement, any debt you accumulate during the marriage will be joint.

Yes. In Wisconsin a judge can order indefinite income tax refund intercept if the ticket is not paid by the deadline set in court, usually within 60 days of judgment.

Gather up those letters and get them to a consumer lawyer for a free consultation. They should offer you a free consultation to review the documents and determine if you've been garnished too much money.

It is hard to say based on your question; but it certainly sounds like you may have a case. I would recommend you get a free phone consultation with a Wisconsin consumer lawyer.

As is usually the case when open-ended questions like yours are asked by non-lawyers the answer will be "It depends."

In this case it depends upon the reason for the wage garnishment. If Wisconsin law allows the state to garnish wages in certain cases (like failure to pay... View More

It's 6 years from the time of default. However, you may be liable for the debt incurred by your wife. Call a consumer lawyer in Wisconsin and get a free consultation.

You should contact the creditor.

It depends on your answer.