Chicago, IL asked in Personal Injury for Illinois

Q: If a driver was insured but was driving another vehicle that wasnt on his insurance do i go after his insurance or him

He is at fault and other car is insured

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1 Lawyer Answer
Josh Rohrscheib
Josh Rohrscheib
  • Bloomington, IL
  • Licensed in Illinois

A: Was the vehicle he was driving insured? If so, I'd start with bringing a claim against that policy. If not, you could try asserting a claim against the driver's policy. Ultimately, the smartest thing you can do is protect yourself from other drivers who might not have adequate insurance coverage (or any at all) by making sure you carry sufficient underinsured and underinsured coverage. For most folks, I'd recommend at least $250K in underinsured and uninsured coverage.

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