Q: My boss left me money in an insurance policy.the will is in probate in NJ. How long does it take to get it.

A: If the money coming to you was from an insurance policy, it may not come through the estate at all. If you were a named beneficiary of an insurance policy owned by your boss, who has now died, that money should come to you directly -- outside of the probate estate -- and you should contact the insurance company directly. If there was no insurance beneficiary designated, the proceeds of the policy would go into his estate, and to obtain it you would have to be a beneficiary of his Will or an heir at law. You should contact the Executor of the estate and find out if your boss made a gift to you in his Will. You should also find out if your boss named you beneficiary of an insurance policy and contact that company. Contact an attorney in your area for more specific advice. Good luck.

PS: My comments here are for general information only and are not legal advice on your specific situation nor do they create an attorney-client relationship between us. Contact an attorney in your state for specific legal advice.

A: Generally, insurance proceeds aren't considered a probate asset. However, depending upon the bosses will, there may be an inheritance tax issue. You should contact the executor of the estate for details.

A: Generally, insurance proceeds aren't considered a probate asset. However, depending upon the bosses will, there may be an inheritance tax issue. However, since it sounds like you are the named beneficiary, there probably isn't any inheritance tax. You should contact the executor of the estate for details.