Arvada, CO asked in Traffic Tickets and Car Accidents for Colorado

Q: Insurance is asking for more than what accident is worth, what should I do?

I got into an accident in Sept. 2016, it was my fault. There was a white mini-van in front of me (1996 cadillac deville) on a right turn (with it's own turning lane) out of a shopping center that was going for it, and suddenly slammed on the breaks. I let go of my breaks, so I slowly rolled into her. My car got most damage, she got a dent no bigger than 16" diameter. She was on her phone; it was in her hand while her speaker was on Blutooth. I got out and asked if she was fine, or if she had kids (it was just her), she rolled the window and yelled, "WTF, are you texting and driving?" (I was NOT, I'm anxious/paranoid as is). I said, "No, but YOU are on YOUR phone". After that, she called the cops, and they determined that my car wasn't "driveable" and towed it. Her car was fine, so she drove away. Now, I got a letter saying that I owe about $3,330 in damages? I'll pay for it to get fixed, but that's about $400 TOPS. What are my general options? Thank you for your time!

1 Lawyer Answer
Tristan Kenyon Schultz
Tristan Kenyon Schultz
  • Fort Collins, CO
  • Licensed in Colorado

A: Based on your question I assume that you do not have insurance (which is required...). If you do have insurance, the valuation is something that your insurance company handles. If you do not have insurance, you can request documentation related to valuation. There might be something that can be challenge (although if this information is coming from the insurance agency versus the minivan owner I would tend to think that a reputable collision repair center was chosen).

FYI: minvans have unusually high bumper repair costs because of the way the bumper hooks into the chassis. The connection is frequently damaged in all but the most minor collisions. This often results in increased labor costs and additional need of parts beyond a bumper.

Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.

The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.

Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.