Phenix City, AL asked in Foreclosure for Alabama

Q: Can I Purchase a home 30 months out of foreclosure

We foreclosed in 2015 due to health and income issues now that we are back on our feet can we purchase a home now

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1 Lawyer Answer

Rafael Gil III

Answered
  • Foreclosure Defense Lawyer
  • Dothan, AL

A: That is a great question. The answer is that it depends. Really depends on the mortgage company, your income, your credit score, etc. I know that when you file for chapter 7 bankruptcy and wipe out the foreclosure, you can purchase a home after 2 years.

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