Palm Coast, FL asked in Real Estate Law for Florida

Q: My fiance & I are closing on a house soon but only her name will be on the mortgage loan.How can I be on the home title

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1 Lawyer Answer
Richard Paul Zaretsky
Richard Paul Zaretsky
Answered
  • West Palm Beach, FL
  • Licensed in Florida

A: Probably the issue is that the lender is lending the money to your fiance based on finances. Most lenders will allow a spouse or similar to also be on title. In such case, the lender must have all owner parties sign the mortgage - but you would not have to sign the note.

Alternatively, once you are married you can have your spouse then execute a deed (joined by you as the spouse) to both of you as husband and wife.

An attorney can guide you through this documentation so that it is done correctly.

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