Sioux Falls, SD asked in Car Accidents and Insurance Defense for South Dakota

Q: Who pays insurance claim for a minor that was in an accident?What happens when the minor becomes 18 & claim isn't paid 4

My parents are refusing to pay for a insurance claim on an accident I was in last year. I caused the accident, I was riding my bicycle and hit a car. The insurance company is asking for money. The letters they send are being addressed to "The Parents of "Minors Name"". My parents just told me that I have to pay it. They at first told me that I had no need to worry about it. Who is responsible for paying it, and what happens if it doesn't get paid? If i am responsible for getting it paid I will pay it off, because I do not want a bad credit score. In July 2018 I will be 18 years old. Who becomes responsible for payment when I am no longer a minor?

1 Lawyer Answer
Peter N. Munsing
Peter N. Munsing
Answered
  • Personal Injury Lawyer
  • Wyomissing, PA

A: The parents are technically responsible.You may want to pay it if you can. Start by figuring what the bill was (I'm assuming you are at fault because you say so). If you pay you want a release of all claims.

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