Q: Ex-girlfriend got a dui and hit multiple parked cars with my car and under my insurance
She is listed on the policy but not as a driver because she does not have a license, my insurance company is telling me my coverage limit is $10,000 and anything over I personally will be liable for. Is there anyway i can dissolve myself of any responsibility for the accident as a whole and hold her responsible? Or at least hold her liable after my insurance covers the first $10,000?
You need to talk to a bankrupcty attorney --look for a member of the NACA --go to consumeradvocates.org
Ask your insurance company to divide up the payments and get releases.
Look at your policy. Do you have homeowners? Check and see if that covers any excess liability.
If you get sued you need to name the girlfriend under a "third party claim." That's the only way to hold her responsible.
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