Q: What can I do if my mother and law used my wife's social security # to open a credit account without permission?
She went over the balance by $100 for a total of $3100 and has stopped paying on it and it showed upon my wife's credit report.
A: you need to dispute the false credit reporting directly with the credit reporting agencies and the credit card company.
You can go to our law firm website and click on the link Credit Reporting Errors for detailed and specific instructions on what the letter that your wife will need to sign. Our firm name is Humphreys Wallace Humphreys which you should be able to locate with a search. You can also go to identify theft.gov and obtain more information. Contact an attorney who handles ID Theft cases if your wife's credit isn't restored. Let us know if you have any further questions.
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