Q: Being sued in small claims court for 5k, can't afford to pay what do I do?
I'm being sued bc I got into an accident and I had no insurance at the time. They want 5k for there totalled car. I can't afford to pay that and have no money to give. What do I do?
A:
If you can't afford insurance, you can't afford to drive.
Your driver's license will be permanently suspended unless you enter into a repayment agreement. Moreover, if the other driver had insurance, their insurance paid the claim and they will secure a judgment against you and possibly secure a garnishment Order against you bank accounts and wages. Bankruptcy is the only way to make it go away. It would be a shame to go through Bankruptcy over $5,000. Besides, the most basic Bankruptcy will cost you $1,200 - $1,400.
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