Peter N. Munsing's answer Usually the vehicle you are in is primary. Talk to your company but unless they go with it it's mom's policy. You can agree to pay for any increase in her policy 9f it was your fault. Now if it's not your fault, no problem.
John Paul Young's answer The first thing you need to do is take a deep breath, everything is going to be fine. Second, deliver the summons and the complaint to your liability insurance company immediately. The insurance company has a contractual obligation to defend you and to indemnify you. (This means pay any judgment that might be entered against you up to the limit of your liability coverage).
The complaint may state "permanent injury" but the the extent of the claimant's injury will be determined...
Charles Candiano's answer Have your insurance repair the vehicle. If you did not have insurance and you believe the at-fault party will pay for the repairs, pay a certified estimator to come out and estimate the damage. Tell the estimator that the cost of repair CANNOT exceed the fair market value of the car. In your case, that is probably around $2,000.
Charles Candiano's answer If Geico says you were not at fault and you go through your policy, your car will be replaced, immediately, less your deductible which Geico must return to you on your facts. What's the problem?
Chase T Wilson's answer You can sue them, but the chances of that suit being successful are quite low given the immunity granted to government entities in Indiana. You'll also have the Indiana Tort Claims Notice to deal with. The best route is to pursue an insurance claim and possible a lawsuit against the at-fault driver.
Charles Candiano's answer Indiana only requires that a formal accident reconstruction be prepared after fatal accidents. If someone died or suffered obviously life-threatening injuries, they would have taken the necessary measurements and photographs of the vehicles, gouge marks, and any other memorialization of the accident, in addition to what was reported by surviving drivers and bystanders.
Robert D. Kreisman's answer The problem with an insured defendant not cooperating by refusing to attend the trial is insurance coverage. That would be risky. On the hand, the insurance company lawyer who is defending you, depending on the facts of the case, could also take the stance that admitting liability, but not the nature and extent of the alleged injury and damages may be a solid position to take in defense of the case. If an admission of liability were the course taken, then you as defendant would not be...
Ary Avnet's answer You can be sued for negligence for the accidents you caused in the truck. If sued, you could assert as a defense that the throttle was stuck open causing the accident but ultimately it would be up to a judge or jury to decide if you were negligent. If there was no valid insurance policy on the vehicle you were driving, and you did not carry any liability insurance at the time, then you would be personally responsible for any judgment found against you.
Peter N. Munsing's answer Contact a member of the Indiana Assn for Justice that handles comp claims--they give free consults. As to the air bags, depending on how the crash happened the air bags would not have gone off as they only go in certain circumstances.
If the wreck was someone elses fault you have a claim against them.
Alexander Florian Steciuch's answer You need to consult with a civil litigation attorney ASAP. No one will be able to give you the advice you need here without a full review of your case and all the relevant facts. You can use this website to find an attorney in your area who can help you.
Charles Candiano's answer It has nothing to do with WHETHER you were liable in the "hit and run" but a subsequent Reckless Driving will make it a heck of a lot more difficult for your attorney to negotiate a plea, in BOTH actions. Do NOT plead guilty to the speed/reckless charge. Hand it over to your attorney and SLOW DOWN.
Charles Candiano's answer Your facts are not as clear as they might be. If you are saying that you misjudged the speed of a car which had the right-of-way and you got hit, the accident is clearly your fault, irrespective which gear you were in.
Charles Candiano's answer The insurer is required, by statute, to let you know, in writing, that your insurance has lapsed. Most insurance companies make the advisement BEFORE the policy expires/lapses. If you were paying, monthly, there would be no opportunity to write to you before the policy lapsed or they would be sending you a letter every month. If you were paying monthly and there were insufficient funds or you simply forgot to pay, you will be understood to have Notice of the policy expiring.
Charles Candiano's answer So, his defense is that WHILE HE WAS ON PROBATION, he got so drunk and so high that he crashed his car and injured one or more other people? This must obviously be discussed with an experienced local defense attorney ASAP.
At the time, OWI Resulting in Serious Bodily Injury was a Felony, not a Misdemeanor.
Peter N. Munsing's answer You want to be clear why they dismissed the other man. Generally it's left for the jury to decide but if the Court let them out the Court would have written a memo on it. However if you have uninsured motorist benefits it may not make a difference. You should sit down with your attorney to get an understanding of what is going on. If each driver in a chain collision can't agree there are problems and it isn't unusual for the case to take time. Sit down with your attorney then get a second...
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