Charles Candiano's answer Have your insurance repair the vehicle. If you did not have insurance and you believe the at-fault party will pay for the repairs, pay a certified estimator to come out and estimate the damage. Tell the estimator that the cost of repair CANNOT exceed the fair market value of the car. In your case, that is probably around $2,000.
Charles Candiano's answer If Geico says you were not at fault and you go through your policy, your car will be replaced, immediately, less your deductible which Geico must return to you on your facts. What's the problem?
Charles Candiano's answer Indiana only requires that a formal accident reconstruction be prepared after fatal accidents. If someone died or suffered obviously life-threatening injuries, they would have taken the necessary measurements and photographs of the vehicles, gouge marks, and any other memorialization of the accident, in addition to what was reported by surviving drivers and bystanders.
Robert D. Kreisman's answer The problem with an insured defendant not cooperating by refusing to attend the trial is insurance coverage. That would be risky. On the hand, the insurance company lawyer who is defending you, depending on the facts of the case, could also take the stance that admitting liability, but not the nature and extent of the alleged injury and damages may be a solid position to take in defense of the case. If an admission of liability were the course taken, then you as defendant would not be...
Ary Avnet's answer You can be sued for negligence for the accidents you caused in the truck. If sued, you could assert as a defense that the throttle was stuck open causing the accident but ultimately it would be up to a judge or jury to decide if you were negligent. If there was no valid insurance policy on the vehicle you were driving, and you did not carry any liability insurance at the time, then you would be personally responsible for any judgment found against you.
Peter Munsing's answer Contact a member of the Indiana Assn for Justice that handles comp claims--they give free consults. As to the air bags, depending on how the crash happened the air bags would not have gone off as they only go in certain circumstances.
If the wreck was someone elses fault you have a claim against them.
Alexander Florian Steciuch's answer You need to consult with a civil litigation attorney ASAP. No one will be able to give you the advice you need here without a full review of your case and all the relevant facts. You can use this website to find an attorney in your area who can help you.
Charles Candiano's answer It has nothing to do with WHETHER you were liable in the "hit and run" but a subsequent Reckless Driving will make it a heck of a lot more difficult for your attorney to negotiate a plea, in BOTH actions. Do NOT plead guilty to the speed/reckless charge. Hand it over to your attorney and SLOW DOWN.
Charles Candiano's answer Your facts are not as clear as they might be. If you are saying that you misjudged the speed of a car which had the right-of-way and you got hit, the accident is clearly your fault, irrespective which gear you were in.
Charles Candiano's answer The insurer is required, by statute, to let you know, in writing, that your insurance has lapsed. Most insurance companies make the advisement BEFORE the policy expires/lapses. If you were paying, monthly, there would be no opportunity to write to you before the policy lapsed or they would be sending you a letter every month. If you were paying monthly and there were insufficient funds or you simply forgot to pay, you will be understood to have Notice of the policy expiring.
Charles Candiano's answer So, his defense is that WHILE HE WAS ON PROBATION, he got so drunk and so high that he crashed his car and injured one or more other people? This must obviously be discussed with an experienced local defense attorney ASAP.
At the time, OWI Resulting in Serious Bodily Injury was a Felony, not a Misdemeanor.
Peter Munsing's answer You want to be clear why they dismissed the other man. Generally it's left for the jury to decide but if the Court let them out the Court would have written a memo on it. However if you have uninsured motorist benefits it may not make a difference. You should sit down with your attorney to get an understanding of what is going on. If each driver in a chain collision can't agree there are problems and it isn't unusual for the case to take time. Sit down with your attorney then get a second...
Peter Munsing's answer Why not contact a member of the Indiana Justice Assn--they give free consultations. The difficult is much can depend on your medical treatment, need for future treatment, and the language used to describe your injuries and symptoms. Your medical means what--did they pay the subrogation claim your carrier may have?
Peter Munsing's answer Contact a member of the Indiana Assn for Justice for the county where the wreck happened to see what options you have for uninsured motorist or other party liablity--they give free consults.
Peter Munsing's answer No, he's --or you--have mixed it up. You file with the other insurance if it's a rear ender. However if you were hurt, call a member of the Texas Trial Lawyers Assn--they give free consults.
Peter Munsing's answer Not if your insurance paid for the total loss value of the vehicle. Even in situations with replacement loss you don't get two settlements. Unless your state recognizes replacement value--which few statesw allow--No. You can ask to have the other driver & owner's licenses suspended but that's about it.
Charles Candiano's answer Your ages have NOTHING to do with anything. The taillight has little to do with liability. If I understand correctly, you were both driving on a 4-lane road (2 lanes in each direction - you state "that is why she got into the left lane"), in the outside lane.
You are probably BOTH responsible.
1.) You probably were following here too closely for her to see you in the first place. She probably stopped to make sure that nobody was approaching but she couldn't...
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