Q: I have a foreclosure sale in early December.Aside from BK,reinstating or paying the full amount.How can I save my home?
I have a foreclosure sale in early December.Aside from BK,reinstating or paying the full amount, What options for halted sale?
I cannot file BK, I don't have the full amount to pay the fees, YET. This foreclosure has been ongoing since 2015 due to extenuating circumstances, but I will be able to come up with the total funds to reinstate my loan, just not by the sale date. What are my chances of saving my home, if I obtain a foreclosure lawyer. Would I get a chance to go to court myself as the homeowner and speak before a judge? Do you think the judge would be understanding and give me the bit more time I need, if I inform them I will be able to come up with the funds to reinstate?
A: I understand your desperation but there is just no way to say what your chances are. You should contact the plaintiff to see if they will make an agreement to postpone the sale if you pay them x dollars towards reinstatement now and x dollars later. Keep in mind that the bank does not have to agree but it’s worth a shot.
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A: You need an attorney. The judge is only going to see delay tactics filing bankruptcy etc (regardless of your intent). You need an attorney to make the correct argument, and possibly offer some money now where the bank will agree to postpone the sale a few months to get the funds together.
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A: Hi. It's very important for you to retain an Attorney to represent you in this matter. Many people try to resolve these matters on their own and put themselves in a worse position by doing so. Without a careful evaluation of your case it is not possible to determine what options really are available to you. Please schedule your free consultation with my office if you would like us to evaluate your options.
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