Q: How long do I have to file a workers' comp claim after my work injury?
A: This is how is should work:
First you need to notify your employer in writing within 4 days of the injury. You can still report after the 4 days window, but penalties may apply (note: inability to report due to physical or mental impairment delays the 4 day reporting requirement until you are physically/mentally capable of reporting). Your employer should notify their carrier within 10 days of the reported injury. From there the insurer takes over.
That said, it is to your benefit to follow up and shepherd the claim through the whole process. Often problems occur. Most problems can be resolved easily, but you (or your representative) need to remain active during the whole process (i.e. do not assume things are ok just because you have not heard anything).
It may also be to you benefit to consult with a worker's comp attorney.
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