Portland, OR asked in Car Accidents for Oregon

Q: I was hit by an uninsured and unlicensed driver in Oregon. Now I have a car that is totaled.Where to start?

Thank you. I only have bodily injury coverage under my UM. Since I am not hurt, I was curious as to how I would get someone to access the damages to my car for small claims court. I've looked into my demand letter and needed to know how to get an estimate for the replacement value of my vehicle due to it being totaled.

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2 Lawyer Answers

A: You should start with your own insurance policy to see if you have coverage for the damage to your vehicle. If you were injured, your insurance will immediately pay Personal Injury Protection benefits, usually medical expenses of up to $15,000 and lost wages of up to $3,000 per month. Additionally, you will have uninsured motorists coverage that will eventually provide additional compensation to you for your injuries.

1 user found this answer helpful

A: Your car was totaled are you sure you weren't hurt? You should explore this with a member of the Oregon Assn for Justice--they give free consults. You need to get an estimate or two, send them to the other driver. Explain that if he doesn't pay you will ask for his license to be suspended. Then file suit in small claims, and file a complaint with the DMV.

1 user found this answer helpful

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