Q: CAN AN ONLINE CHECK ADVANCE COMPANY TAKE YOU TO COURT AND GARNISH YOUR WAGES?
A: Yes. If you borrowed money, and don't pay it back, you are likely to get sued and if the lender wins the case, one of the remedies available to them in collection of the judgment is garnishment. You don't say in your question why you think the lender can't act, but because you say it is an "online " company, I assume you think that is some defense. I do not think so. Courts can now recognize electronic signatures or facsimile signatures as valid.
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