Q: What are my rights if im getting sued for something i was a co signer on? What about the main signer? Hes on disability
And i got told they cant go after him that seems unfair to me. I dont work i own nothing in my name at all. And im stressed out about all of this. I didnt even work when it was put in both our names.
A: The is an old saying among lawyers about co-signing for a debt: Don't do it! By signing- you guaranteed payment and the creditor does NOT have to seek payment from the other debtor. ( If the other debtor could afford to pay or had decent credit- then they would NOT have needed a co-signer).It sounds like you have no defense to owing the debt, but if you pay it, you still have the right to week reimbursement from the other debtor. However, based on what you day, the creditor may have a big problem collecting from you if you don't work and don't own any assets. As a last resort, you may wish to consult an experienced bankruptcy lawyer.
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