Discover Bank/CC is suing me. We already went to court once where their lawyer, before court went into session, tried to get me to agree I owe the debt and make a deal for repayment. I asked for proof I owe it. He showed me 3 copies of statements that showed nothing other than the past due amount.... View More
answered on Feb 9, 2024
If you are unwilling to enter into a payment arrangement and cannot afford a lawyer, you can spend the next 4 months learning everything you can about lawyering because you'll be representing yourself. There are three options: agree to a payment plan, consent to a judgment, or defend the lawsuit.
What should I do with my problem. I am sure the IRS will not let me make payments on this. Plus the fines and interest.
answered on Feb 4, 2024
Receiving a 1099-C for a debt that was forgiven or canceled, especially one from over a decade ago, can be distressing, particularly when on a fixed income. The IRS considers forgiven debt as income, which can indeed lead to a significant tax liability. However, there are steps you can take to... View More
I do not remember ever doing one with them and said it was turned over to collections in 2019. They said it is for over $900 and if i do not pay it they will have me served and i will have to go to court and it will be well over $4000 then. I tried looking company that called up online with no... View More
answered on Jul 12, 2023
You might ask the collection outfit to send you a copy of your alleged check loan. SOL on worthless check criminal charge has passed. If you ever acknowledged the debt, then 6 year SOL for suing starts then. If sued, make a sworn denial to be filed at Court and served. You will need an... View More
We are a co-defendant in a garnishment. Plaintiff states that we are the co-defendant's employer. The defendant is a consultant (1099 employee) and we do not garnish wages for consultants. We want to get dismissed from this lawsuit without the need to hire an attorney.
answered on May 16, 2023
You have indicated you are a co-defendant in a garnishment. I am not clear on what you mean. I will assume that you are not a defendant - but rather you received a garnishment in regard to party that had a judgment entered against them.
If that is the case, you need to respond to the... View More
I paid for legal services with a credit card for an individual with the agreement being that said individual would pay the payments. Now this person refuses to pay.
answered on Jan 3, 2023
You will want check out the financial condition of anyone you are going to sue. Especially land records might be beneficial for a prospective lien, or employment and banking for garnishment.
I paid for legal services with a credit card for an individual with the agreement being that said individual would pay the payments. Now this person refuses to pay.
answered on Jan 3, 2023
Depending on the amount owed, this would probably be a small claim in general sessions court. There are civil warrants available online that you can fill out and file with the clerk's office at the county courthouse. A clerk can also walk you through how to complete the paperwork. Although,... View More
answered on Jan 1, 2023
Hire an experienced collection attorney to either pursue it or forget about it. Apparently you do not know anything about the judgment debtor's financial situation, which you need to even to consider the collection process.
answered on Mar 14, 2024
Yes...
The judge ruled a partition by sale of my home. I would like to be reimbursed for my contributions. I have receipts for everything. What's the proper legal term for what I need to file in order to seek a judgment?
answered on Mar 11, 2024
Hire an attorney to defend you and file an Answer. There you can claim contributions and reimbursements to be added to your share from the Common Fund. His Fee can actually be paid from the proceeds.
My business that was barely making ends meet; as of Nov2023 I decided to close the business and get a CD Driving job. I obtained my CDL Learners Permit in Nov2023 and discovered in December that I need to let my hair grow long enough to submit a Federal DOT Drug Screen; I had planned to submit... View More
answered on Mar 4, 2024
You might want to hire a competent Bankruptcy attorney to file file a Chapter 13 Plan to pay the arrearages over five years. It can save your CDL (which is in jeopardy) and pay off the debt in 60 months.
I was sued by Midland Funding in Hawkins County, Tennessee, and a lien was placed against my home. I paid the debt to Midland Funding in September 2021 and was told then that the lien would be removed. Almost 2.5 years later and getting close to closing (selling home) and am told that there is a... View More
answered on Feb 6, 2024
There is not much here. If the judgment lien is not removed there is a small monetary penalty available. Did you go to Court? Apparently not, and that was a mistake. Slander of title would be worth little with no real damages. Hire an attorney to get the lien removed, but do not expect... View More
Monroe County, TN I am being sued by Discover Bank. I wasn't given anything except a summons and 3 copies of copies of statements with nothing on them besides amount owed, fees, charges, and interest. I had asked for documentation when contacted about the debt and hadn't gotten it. The... View More
answered on Jan 31, 2024
You probably need to file a sworn denial before Court. Otherwise you will lose. You might want to hire an attorney to represent you. Most credit card cases are not tried, but if you owe then you might get a compromise.
I had paid probation off received my license back and paid 2 traffic tickets in this county and the found this 140 unpaid court cost from 6 yrs ago and issued me a warrant without notifying me that it needed to be paid or anything and they pulled me over for traffic stop ran my name seen I had a... View More
answered on Jan 25, 2024
Hire an attorney to prepare for a preliminary hearing. If an illegal stop, then a Motion To Suppress may be needed. Be ready to pay off that cost , and all others, at Court. Maybe you can get the new charge dismissed.
Money was given before signing an agreement that's when we were told she wanted the title to the car but the title is on mine and someone else name. We aren't behind and now they are recalled immediately to be paid in 10 days
answered on Nov 21, 2023
The unsecured loan can be sued upon. After judgment, garnishment and execution may issue. It will be difficult to execute on a vehicle in two names.
answered on Sep 29, 2023
Usually 10 days after a Sessions Judgment and 30 days after a Judgment in Circuit or Chancery. Check for Appeals/Motions with the Court Clerk.
We (the HOA) board would like to manage the HOA without the aide of the management company. Looking to control cost and save money.
I visited the laundromat recently and while wating for my wash to finish I grabbed what I thought wa my phone and went across the street to get something to eat. When I came out I seen the police standing behind my car.They asked for my id I asked "Why what did do?" The officer said... View More
answered on Sep 26, 2023
Was the officer wearing a bodyCam? If so, there may be a provable case, though the extent of recovery may make it not viable.
A business texted, harassed, and threatened customer regarding money owed. They then filed a lawsuit. How do you address the improper collection actions with the court?
answered on Sep 26, 2023
You can bring a cross complaint. But, first, make certain what they did was illegal, and that the are the type of creditor that is precluded from those actions.
Consider consulting with experienced debt collect defense/FDCPA attorneys in the state where this occurred.
The judgement was from a landlord because she broke a lease and the judgement was for 9K. This was five years ago. She just got a car so she can drive her child to where they need to go and it was taken. The car is only worth about 2K. That said, if she gets another car, can that take that one as... View More
answered on Sep 22, 2023
Friend needs a competent TN attorney to file a Notice of Exempt Property with the Court and creditor.
I made a deal with Nathan & Nathan for 3 installments in return for them to settle the debt and drop the judgement. Only papers were served, no judgement was awarded yet. So I'm wondering if when I show up to court on the date in my served papers if judges (ever do or can) still lower the... View More
answered on Aug 22, 2023
Judges are not likely to change the terms of the agreement. And, depending on the terms of the agreement, they may have no authority to do so.
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