Get free answers to your Collections legal questions from lawyers in your area.
This is on a credit card from 18 years ago that I have no records of.
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answered on Nov 26, 2024
In the State of Tennessee, the statute of limitations for breach of contract is six (6) years. There are certain ways that the creditors can obtain proof that you admitted the debt within 6 years. It could be a writing that you sent or it could be a recorded call with an admission. If it has... View More
Former boyfriend purchased a vehicle for me, got into a wreck, insurance paid off the loan, got the exact same vehicle again and bank sent the title for the new vehicle to us, title only shows boyfriends name and shows the new cars VIN number, no lien holder listed, can they still take it?
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answered on Mar 20, 2024
If the title to the vehicle is in your former boyfriend's name and does not list a lien holder, this typically means there is no legal claim on the vehicle from the bank, as it usually would be listed if there was an outstanding loan secured by the vehicle. However, if there was an error and... View More
Discover Bank/CC is suing me. We already went to court once where their lawyer, before court went into session, tried to get me to agree I owe the debt and make a deal for repayment. I asked for proof I owe it. He showed me 3 copies of statements that showed nothing other than the past due amount.... View More
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answered on Feb 9, 2024
If you are unwilling to enter into a payment arrangement and cannot afford a lawyer, you can spend the next 4 months learning everything you can about lawyering because you'll be representing yourself. There are three options: agree to a payment plan, consent to a judgment, or defend the lawsuit.
What should I do with my problem. I am sure the IRS will not let me make payments on this. Plus the fines and interest.
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answered on Feb 4, 2024
Receiving a 1099-C for a debt that was forgiven or canceled, especially one from over a decade ago, can be distressing, particularly when on a fixed income. The IRS considers forgiven debt as income, which can indeed lead to a significant tax liability. However, there are steps you can take to... View More
I am involved in a collections case where a civil warrant was supposed to be served to me on December 5, 2024, but it was never actually served. I have not received any official communication regarding a court date, have not had any prior interactions with the creditor or collection agency, and... View More
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answered on Feb 19, 2025
I recommend you hire an attorney. If you do not show up, a default judgment could result. Garnishment/execution could occur. Yes you might set it aside later but it is better to address it head on. You might have a defense which needs a sworn denial, etc.
I am working as an independent contractor for a company that is two weeks overdue on paying my latest invoice. The payment terms we agreed upon are net 10, and I have this in writing. I contacted the company both by phone and email, and they stated that their payment system has been down for 15... View More
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answered on Feb 18, 2025
Have an Attorney write a letter on your behalf. When companies miss payments, take it serious. I have a commercial dispute now that rose from missed payments.
The original collect was an credit card/loan from 2022 but they charged it off and now it’s a new collector and I just got subpoenaed couple days ago and it’s kinda weird because it’s demands are similar to the child support system requirements in dealing with also and it’s the same court... View More
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answered on Feb 9, 2025
Bankruptcy is certainly an option. Judgments are just as dischargeable as other debts, but sometimes its better to filea bankruptcy before the hearing, simply because a judgment can be recorded and operate as a lien on your property, real estate or personal property. Child support can be dealt... View More
What actions must a lawyer take to get a hard money lender their money back with the flipping LLC moves the properties out of the LLCs names into their personal names/relatives names& their other flipping companies names after the hard lender asks for their funds back and receive nothing for 14... View More
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answered on Feb 1, 2025
Lender needs to file a creditors' bill in Chancery against all interested parties. Lis Pendens against the real property collateral will be needed also. Very difficult suit so Lender needs a good lawyer.
Have judgement in Maryland, Debtor moved to Tennesee, has propery there. I want to file a lein. How do I do this
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answered on Nov 25, 2024
You must make your Maryland judgment into a Tennessee judgment before you can file a lien. I recommend that you hire a Tennessee lawyer to do that for you. It ought not to cost much.
How can I garnish her business account or make her start a payment plan without using a lawyer? Are there things I can do myself?
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answered on Nov 20, 2024
Obviously you cannot handle this yourself. Hire a collection attorney on this. That is a fairly large amount of money which will take time and many attempts to get anything. It appears that you have not looked at your target closely yet, which you need to do now in order to get the attorney... View More
I have been homeless for over 2 years now, lost my job when I was homeless, and now that I'm getting help back on my feet, T-Mobile refuses to unlock my device to allow me to utilize a new carrier with true network coverage in my new living spaces area, so i can succeed at getting a new job!
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answered on Aug 31, 2024
You don't have a legal problem. You have a T-Mobile problem. There is nothing to report, there's no place to report, and there's no remedy for what you call corporate greed. T-Mobile does not need to unlock the phone you bought on whatever contract it was. You have the option of... View More
Need to respond to the FDIC about the false statements that were made in the response to my complaint. Lawyer said that they didn't have any notes to prove that they called and confirmed my retainer
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answered on Jul 29, 2024
To request phone records from a bank during discovery, you need to include this request in your discovery demands. This process involves formally asking the court to compel the bank to produce the phone records that are relevant to your case.
First, consult your lawyer to ensure that this... View More
Does fine collection expire
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answered on Jul 12, 2024
Yes, Court can maintain jurisdiction and incarcerate you. DOS can suspend TNDL.
He has'nt paid any todate nor is he willing to accept the damages
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answered on May 14, 2024
Hire a lawyer to file a Detainer Warrant. Sue For Possession Only, unless you are sure you can garnish his wages. You are wasting time, and that security deposit might have to be given back.
I was never served papers letting me know of this judgement.
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answered on Mar 29, 2024
Review the court file. See how they claim you were served. Look into a motion to set aside the judgment.
Also, see if renewal was required and if it was done properly.
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answered on Mar 14, 2024
Yes...
The judge ruled a partition by sale of my home. I would like to be reimbursed for my contributions. I have receipts for everything. What's the proper legal term for what I need to file in order to seek a judgment?
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answered on Mar 11, 2024
Hire an attorney to defend you and file an Answer. There you can claim contributions and reimbursements to be added to your share from the Common Fund. His Fee can actually be paid from the proceeds.
My business that was barely making ends meet; as of Nov2023 I decided to close the business and get a CD Driving job. I obtained my CDL Learners Permit in Nov2023 and discovered in December that I need to let my hair grow long enough to submit a Federal DOT Drug Screen; I had planned to submit... View More
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answered on Mar 4, 2024
You might want to hire a competent Bankruptcy attorney to file file a Chapter 13 Plan to pay the arrearages over five years. It can save your CDL (which is in jeopardy) and pay off the debt in 60 months.
I was sued by Midland Funding in Hawkins County, Tennessee, and a lien was placed against my home. I paid the debt to Midland Funding in September 2021 and was told then that the lien would be removed. Almost 2.5 years later and getting close to closing (selling home) and am told that there is a... View More
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answered on Feb 6, 2024
There is not much here. If the judgment lien is not removed there is a small monetary penalty available. Did you go to Court? Apparently not, and that was a mistake. Slander of title would be worth little with no real damages. Hire an attorney to get the lien removed, but do not expect... View More
Monroe County, TN I am being sued by Discover Bank. I wasn't given anything except a summons and 3 copies of copies of statements with nothing on them besides amount owed, fees, charges, and interest. I had asked for documentation when contacted about the debt and hadn't gotten it. The... View More
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answered on Jan 31, 2024
You probably need to file a sworn denial before Court. Otherwise you will lose. You might want to hire an attorney to represent you. Most credit card cases are not tried, but if you owe then you might get a compromise.
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