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This is on a credit card from 18 years ago that I have no records of.
answered on Nov 26, 2024
In the State of Tennessee, the statute of limitations for breach of contract is six (6) years. There are certain ways that the creditors can obtain proof that you admitted the debt within 6 years. It could be a writing that you sent or it could be a recorded call with an admission. If it has... View More 
Former boyfriend purchased a vehicle for me, got into a wreck, insurance paid off the loan, got the exact same vehicle again and bank sent the title for the new vehicle to us, title only shows boyfriends name and shows the new cars VIN number, no lien holder listed, can they still take it?
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answered on Mar 20, 2024
If the title to the vehicle is in your former boyfriend's name and does not list a lien holder, this typically means there is no legal claim on the vehicle from the bank, as it usually would be listed if there was an outstanding loan secured by the vehicle. However, if there was an error and... View More
Discover Bank/CC is suing me. We already went to court once where their lawyer, before court went into session, tried to get me to agree I owe the debt and make a deal for repayment. I asked for proof I owe it. He showed me 3 copies of statements that showed nothing other than the past due amount.... View More
answered on Feb 9, 2024
If you are unwilling to enter into a payment arrangement and cannot afford a lawyer, you can spend the next 4 months learning everything you can about lawyering because you'll be representing yourself. There are three options: agree to a payment plan, consent to a judgment, or defend the lawsuit.
What should I do with my problem. I am sure the IRS will not let me make payments on this. Plus the fines and interest.
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answered on Feb 4, 2024
Receiving a 1099-C for a debt that was forgiven or canceled, especially one from over a decade ago, can be distressing, particularly when on a fixed income. The IRS considers forgiven debt as income, which can indeed lead to a significant tax liability. However, there are steps you can take to... View More
Have judgement in Maryland, Debtor moved to Tennesee, has propery there. I want to file a lein. How do I do this
answered on Nov 25, 2024
You must make your Maryland judgment into a Tennessee judgment before you can file a lien. I recommend that you hire a Tennessee lawyer to do that for you. It ought not to cost much.
How can I garnish her business account or make her start a payment plan without using a lawyer? Are there things I can do myself?
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answered on Nov 20, 2024
Obviously you cannot handle this yourself. Hire a collection attorney on this. That is a fairly large amount of money which will take time and many attempts to get anything. It appears that you have not looked at your target closely yet, which you need to do now in order to get the attorney... View More
I have been homeless for over 2 years now, lost my job when I was homeless, and now that I'm getting help back on my feet, T-Mobile refuses to unlock my device to allow me to utilize a new carrier with true network coverage in my new living spaces area, so i can succeed at getting a new job!
answered on Aug 31, 2024
You don't have a legal problem. You have a T-Mobile problem. There is nothing to report, there's no place to report, and there's no remedy for what you call corporate greed. T-Mobile does not need to unlock the phone you bought on whatever contract it was. You have the option of... View More
Need to respond to the FDIC about the false statements that were made in the response to my complaint. Lawyer said that they didn't have any notes to prove that they called and confirmed my retainer
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answered on Jul 29, 2024
To request phone records from a bank during discovery, you need to include this request in your discovery demands. This process involves formally asking the court to compel the bank to produce the phone records that are relevant to your case.
First, consult your lawyer to ensure that this... View More
Does fine collection expire
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answered on Jul 12, 2024
Yes, Court can maintain jurisdiction and incarcerate you. DOS can suspend TNDL.
He has'nt paid any todate nor is he willing to accept the damages
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answered on May 14, 2024
Hire a lawyer to file a Detainer Warrant. Sue For Possession Only, unless you are sure you can garnish his wages. You are wasting time, and that security deposit might have to be given back.
I was never served papers letting me know of this judgement.
answered on Mar 29, 2024
Review the court file. See how they claim you were served. Look into a motion to set aside the judgment.
Also, see if renewal was required and if it was done properly.
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answered on Mar 14, 2024
Yes...
The judge ruled a partition by sale of my home. I would like to be reimbursed for my contributions. I have receipts for everything. What's the proper legal term for what I need to file in order to seek a judgment?
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answered on Mar 11, 2024
Hire an attorney to defend you and file an Answer. There you can claim contributions and reimbursements to be added to your share from the Common Fund. His Fee can actually be paid from the proceeds.
My business that was barely making ends meet; as of Nov2023 I decided to close the business and get a CD Driving job. I obtained my CDL Learners Permit in Nov2023 and discovered in December that I need to let my hair grow long enough to submit a Federal DOT Drug Screen; I had planned to submit... View More
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answered on Mar 4, 2024
You might want to hire a competent Bankruptcy attorney to file file a Chapter 13 Plan to pay the arrearages over five years. It can save your CDL (which is in jeopardy) and pay off the debt in 60 months.
I was sued by Midland Funding in Hawkins County, Tennessee, and a lien was placed against my home. I paid the debt to Midland Funding in September 2021 and was told then that the lien would be removed. Almost 2.5 years later and getting close to closing (selling home) and am told that there is a... View More
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answered on Feb 6, 2024
There is not much here. If the judgment lien is not removed there is a small monetary penalty available. Did you go to Court? Apparently not, and that was a mistake. Slander of title would be worth little with no real damages. Hire an attorney to get the lien removed, but do not expect... View More
Monroe County, TN I am being sued by Discover Bank. I wasn't given anything except a summons and 3 copies of copies of statements with nothing on them besides amount owed, fees, charges, and interest. I had asked for documentation when contacted about the debt and hadn't gotten it. The... View More
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answered on Jan 31, 2024
You probably need to file a sworn denial before Court. Otherwise you will lose. You might want to hire an attorney to represent you. Most credit card cases are not tried, but if you owe then you might get a compromise.
I had paid probation off received my license back and paid 2 traffic tickets in this county and the found this 140 unpaid court cost from 6 yrs ago and issued me a warrant without notifying me that it needed to be paid or anything and they pulled me over for traffic stop ran my name seen I had a... View More
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answered on Jan 25, 2024
Hire an attorney to prepare for a preliminary hearing. If an illegal stop, then a Motion To Suppress may be needed. Be ready to pay off that cost , and all others, at Court. Maybe you can get the new charge dismissed.
Money was given before signing an agreement that's when we were told she wanted the title to the car but the title is on mine and someone else name. We aren't behind and now they are recalled immediately to be paid in 10 days
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answered on Nov 21, 2023
The unsecured loan can be sued upon. After judgment, garnishment and execution may issue. It will be difficult to execute on a vehicle in two names.
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answered on Sep 29, 2023
Usually 10 days after a Sessions Judgment and 30 days after a Judgment in Circuit or Chancery. Check for Appeals/Motions with the Court Clerk.
We (the HOA) board would like to manage the HOA without the aide of the management company. Looking to control cost and save money.
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