Q: filed Chapter 13 . If I missed two mortgage pymts can my servicer motion for relief of stay prior to my case is confirmd
I filed in August of this year
A: The simple answer is yes. Failing to make a mortgage payment during the pending chapter 13 case is a default under the terms of the confirmed plan. I urge you to meet with your attorney (hopefully, you filed the chapter 13 with legal guidance), to discuss options for handling the issue. Is this an ongoing issue? If so, you may not be able to remain in chapter 13. If you do not have an attorney that filed your case, I urge you to find an experienced attorney that handles chapter 13 cases in your area.
A: Yes.. You are required to stay current on your mortgage payments. If you filed a Chapter 13 without an attorney you should seriously consider hiring one now because there are a lot of tricky rules in Chapter 13's. Good luck
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