Q: Cosigned loan for cars 12y rs ago, got divorced 11 yrs ago. Divorce papers call out both cars and who is responsible.
He filed chapter 7 then chapter 13, claimed me and the car loan as a creditor. now the creditor is coming after me. also in the divorce decree, it says he's to pay me for other debt I got stuck paying. He never paid the monthly amounts to me, so I took him back to court, the ruling was in my favor, then he filed bankruptcy. Can the creditor come after me after all these years? Can I sue him for the debt I did pay for and for this car debt? The creditor did repo the car and i tried to negotiate a lower amount with them with no luck.
A: The answer to both questions is yes; the creditor can stil lcome after you and you can collect money from him in return. However, timing is important. You need to consult a lawyer in terms of what you need to file and when as soon as possible.
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