Q: Chapter 7 bankruptcy, had already a 341 hearing but now one of the creditors changed the amount owed form 7k to 14k.
Filed Chapter 7 bankruptcy, had the 341 hearing 40 days ago, and now one of the creditors changed the amount owed from 7k to 14k, which I was not aware. What do I need to do, do I have to amend the paperwork submitted to the court? Is there a document I have to submit to court to change the amount? I don't want by any chance to be discharged and be left with additional $7,000 to pay back for a debt that occurred before the bankruptcy filling. What do I do to make sure the whole debt is part of the case. In one week it will be 90 days since I filed for bankruptcy. Please help! Thank you
A: You can amend the schedule you filed showing $7000 to $14000 if you wish. The fact that you were incorrect about the amount should not affect the discharge of the entire amount. In chapter 7 it is being sure the creditor is listed that is more important than the actual amount owed in most cases. Of course, if you intentionally misled the bankruptcy court that could be an issue in some cases. If you do not have an attorney you may wish to talk with a bankruptcy lawyer near you that will be familiar with the local customs of your bankruptcy court to be sure everything is in order in your case. Hope it works out. Good luck!
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