Jersey City, NJ asked in Bankruptcy for New Jersey

Q: Creditor sold consumer loan after I filed Chapter 7 bankrupty. Do I have to add them to creditor list

I had a credit card and filed Chapter 7. Two months later the credit card sold the debt to another collection agency. Do I have to add this new collection agnecy to the Creditors list

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1 Lawyer Answer

A: You do not have to but it might save a lot of explanation down the road. You might ask the court clerk if you can file an amended creditor name and address as the debt was listed in the original bankruptcy filing, only the name has changed for the same debt. That might save you the $31 filing fee. Hope it works out. Good luck!

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