Kingsport, TN asked in Consumer Law and Collections for Tennessee

Q: Does filing bankruptcy help or hurt you when you’re being sued by a creditor?

I was served yesterday with a summons to appear in court in five days. Long story short.... I was preparing to file bankruptcy, even meeting with a lawyer but I hadn’t gotten around to actually filing because I was still trying to come up with the money to retain the lawyer. At the same time, I’m not sure I really want to file ?

When I go to court, should I mention that? Would it help?

If I contact the law office for the creditor before the court date, could they work with me and stop the proceedings?

Thank you again for any response! I’m really nervous about going to court.

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1 Lawyer Answer
Leonard Robert Grefseng
Leonard Robert Grefseng
Answered
  • Collections Lawyer
  • Columbia, TN
  • Licensed in Tennessee

A: Filing for bankruptcy relief will stop all other court proceedings, at least for a short period of time. Consult the bankruptcy lawyer as soon as possible for more specific advice- there is more than one type of bankruptcy and there is also some expense for that filing- your situation is more complicated that can be addressed in this question - answer format.

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