Q: I filed a small estate affidavit. 4 yrs later I receive an escrow refund check from WF in my deceased husbands name.
Can i cash or deposit check. I still have Mortgage with WF, my husband's name is still the only one on mortgage but I am paying the mortgage WF refuses to change name on mortgage.
A: If you had a joint bank account with your husband the bank MAY allow you to deposit it, but otherwise you need to 'reopen' that probate and add the check into it. PLEASE seek local legal help however, as the process could be something rather simple depending on local practice and requirements.
Use the 'find a lawyer' tab to locate an appropriate person if you didn't already use one for that previous proceedings.
--This answer is provided for informational purposes only and does not create an attorney - client relationship. If you need legal advice you should consult with a local attorney. I am licensed to practice in Michigan only.
A: If you still have a joint bank account with your husband's name on it you can usually put the deceased person's check in that account that has their name on it. If that is not an option, you are going to need to have the mortgage company reissue the check to you. Your status as the affiant entitles you to collect funds payable in your deceased husband's name. While that is the correct legal construction large financial institutions often don't understand Oregon's Small Estate process. I have had many battles with financial institutions and eventually I fight my way to their legal department where I can talk Attorney to Attorney with their lawyer and show them the statutes of Oregon's Small Estate law. Since you are not a lawyer you probably won't be given direct access to their legal department. You can read the small estate statutes at this link: https://www.oregonlegislature.gov/bills_laws/ors/ors114.html
I suggest you read ALL of the statutes from ORS 114.505 to 114.560 so you have a working knowledge of these rules. Then go back and focus on ORS 114.535(6) and on 114.550 Summary review of administration of estate; hearing. I would first print out the entire law and highlight these sections and ask to meet with a local representative of the WF mortgage department, show them the law and try to resolve this. If that doesn't work you will need to figure out how to set up a summary review hearing with the probate court.
You will have to give legal notice of the hearing to the representative of the bank designated to be served notice of a legal proceeding. The designated representative of a business is listed with the Oregon Secretary of State Business division: http://sos.oregon.gov/business/pages/default.aspx. I suggest you call them on the phone and have a person help you rather than try to figure it out on the webpage.
A: The statute for summary review doe say that it need to be requested within two years of the filing of the affidavit. You can ask the probate court about this if you can't resolve the matter directly with the bank. You technically don't reopen the probate,because a small estate proceeding isn't a probate that you open and close. Rather I would file a new affidavit of claiming successor. But I would talk to the probate court first and explain the problem. They may have a better suggestion.
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.