Q: How can I find out the liability limits of the at fault driver that hit me in florida
They should provide them--Florida's law is somewhat unique in that regard.
You may wish to consult an attorney if you think your injuries are severe enough to make that relevant. Look for a member of the Fla. Justice Assn in the county where the wreck happened.They give free consults.
A: A letter can be sent to the at-fault driver or owner. If there is a police report or driver's exchange, a letter can be written to the insurance company requesting insurance coverage documentation information. I recommend that you contact a local personal injury attorney to get some guidance on this matter and to potentially get legal representation. Good luck.
Florida Statute 627.4137 (pasted below):
627.4137 Disclosure of certain information required.—
(1) Each insurer which does or may provide liability insurance coverage to pay all or a portion of any claim which might be made shall provide, within 30 days of the written request of the claimant, a statement, under oath, of a corporate officer or the insurer’s claims manager or superintendent setting forth the following information with regard to each known policy of insurance, including excess or umbrella insurance:
(a) The name of the insurer.
(b) The name of each insured.
(c) The limits of the liability coverage.
(d) A statement of any policy or coverage defense which such insurer reasonably believes is available to such insurer at the time of filing such statement.
(e) A copy of the policy.
In addition, the insured, or her or his insurance agent, upon written request of the claimant or the claimant’s attorney, shall disclose the name and coverage of each known insurer to the claimant and shall forward such request for information as required by this subsection to all affected insurers. The insurer shall then supply the information required in this subsection to the claimant within 30 days of receipt of such request.
(2) The statement required by subsection (1) shall be amended immediately upon discovery of facts calling for an amendment to such statement.
(3) Any request made to a self-insured corporation pursuant to this section shall be sent by certified mail to the registered agent of the disclosing entity.
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