Q: I was in prison and an ex girlfriend used my identity to try to open several accounts and killed my credit score
What do I do other than the fraud report and can I collect any compensation for her doing this to me?
A: You can absolutely collect damages if you are a victim of identity theft. Depending on the severity of your credit damage you are entitled to compensation under the Fair Credit Reporting Act. You would first have to set up the lawsuit properly by retaining an experienced FCRA lawyer. You can usually get a free consultation so I urge you to seek representation immediately. A civil action against the perpetrator is not likely to succeed in Michigan. But the FCRA might be the avenue to make this right.
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