Salem, AL asked in Banking and Bankruptcy for Alabama

Q: When a bank repos a car & you owe a balance once its sold, can they attach your social security or retirement check

I owe the money to a bank but it is not the bank that my income goes into.

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1 Lawyer Answer
Rafael Gil III
Rafael Gil III
  • Bankruptcy Lawyer
  • Dothan, AL

A: First, the company has to file a lawsuit against you, then a judgment is then rendered against you (if no defense is raised). Having said all that assuming there is a judgment, they CANNOT levy your social security income! They MAY be able to levy your retirement income if it comes from a private company. Summing it all up....if you receive social security retirement benefits, you should be safe from collection....

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