Q: An ex-boyfriend I was living with chose to pay off my car. We later broke up. Now he wants pmt in full. Is it a gift?
He chose to pay off my car for me and refused to take any payments from me since it was for "us". I unfortunately had to break up with him months later due to his controlling behavior, etc. Now he is insisting on full payment for the amount of the vehicle. I have continued making monthly payments toward the debt and also have told him when I sell my house to get another one, I will pay him a big chunk or all of it to pay him back for the car. He says that is not good enough and is insisting that I pay the amount in full. I do not have that kind of money and I am in the process of improving my credit score to be in a better position to sell my house and buy a new one. So qualifying for a loan to pay him back is not an option.
He's now threatening to take me to court. Would this be considered a gift and am if not, would the courts just set me up on a payment plan?
Thank you.
A:
It depends. If he is the only one on the promissory note (or loan), that he is responsible for paying that debt.
If he put the car title in your name, it is definitely a gift.
As long as you are NOT on the note, you don't have to worry about your credit score.
Hope that helps! Randi
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.
