Q: One of my creditors is arguing that my debt to them shouldn't be discharged. Is there still a chance I might have to
A: Possibly. Depends on the legitimacy of the debt and why it should not be discharged.
A: The trustee or creditor must file a written objection with the court. You can settle the adversary proceeding before trial. If you go to trial and the judge approves the party's objection, then you will be required to repay the debt. If the judge rules against the objection, then your debt will be discharged, and you will not have to repay it.
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