Q: I am 1 year into my chapter 13 Bankruptcy. I lost my job now make half as much can't afford the payments own 2 homes
Own 2 homes and my current attorney said nothing he can do to lower 1150 mo payment because I own 2 homes. I make 32k now vs the 63k I was brought in on plan. I don't even make enough to cover my mortgage and the payment to trustee any longer please help I don't want to lose my homes.
A: You can try and rework the Ch 13 plan but you may have to convert to a chapter 7 and let one of the homes go. Get a second opinion from another bankruptcy attorney before you do anything. Then you’ll have a better idea of what your options are.
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