Q: I filed bankruptcy six years ago but I'm still struggling. How long do I have to wait before I can file again?
A: If it was a Chapter 7 you filed six years ago, then you can file a new one after the six year anniversary date.
A: It really depends on what chapter (7,11 or 13) you filed under. The timelines are different for each. For example, if you filed a Chapter 7, you have to wait 8 years to file another, but if you filed a Chapter 13, it is a different timeframe. Check with local counsel.
David Earl Phillips agrees with this answer
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