Evansville, IL asked in Bankruptcy for Illinois

Q: I filed bankruptcy six years ago but I'm still struggling. How long do I have to wait before I can file again?

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3 Lawyer Answers
Timothy Denison
Timothy Denison
Answered
  • Bankruptcy Lawyer
  • Louisville, KY

A: If it was a Chapter 7 you filed six years ago, then you can file a new one after the six year anniversary date.

Stuart Nachbar
Stuart Nachbar
PREMIUM
Answered
  • Bankruptcy Lawyer
  • Livingston, NJ

A: It really depends on what chapter (7,11 or 13) you filed under. The timelines are different for each. For example, if you filed a Chapter 7, you have to wait 8 years to file another, but if you filed a Chapter 13, it is a different timeframe. Check with local counsel.

David Earl Phillips agrees with this answer

David Earl Phillips
David Earl Phillips
Answered
  • Bankruptcy Lawyer
  • Nashville, TN

A: For chapter 7 cases it is 8 years from the filing date of the first chapter 7. See a bankruptcy lawyer near you and they can advise you of your best options. Good luck!

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