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answered on Mar 2, 2023
Yes, you can declare bankruptcy during a judgement. Filing for bankruptcy can stop or delay the enforcement of a judgment against you, as well as discharge or reduce certain debts. However, it is important to note that there are different types of bankruptcy, and not all debts can be discharged or... Read more »
The car was not reported on my credit report. I need to junk it.
answered on Jan 5, 2023
When a Chapter 13 case is dismissed, under the Bankruptcy Code, everything returns to the way it was, as if the case had never been filed.
If any creditor held a lien against your auto, and you have not fully repaid the lien, then it still exists and remains enforceable.
You can... Read more »
I'm so depressed. My wife and I filed Chapter 7 Bankruptcy in August 2019 because I had to retire at 62 because of a bad back and social security wasn't going to pay my debts. Now I'm 65 and my wife is 73. I personally have credit cards and 2 personal loans. All unsecured. And... Read more »
answered on Sep 14, 2022
Chapter 7 is not available to you until August of 2027 since Chapter 7 can only be filed every eight years.
Chapter 13, a consolidation of your debts, may be possible depending upon your budget.
The best thing you can do is contact an experience Bankruptcy attorney in the county in... Read more »
A credit collection got a judgment against me nearly two decades ago. I was not aware of the proceedings, therefore never responded and it was a default judgment in 10/2005.
Subsequently the judgment was renewed in my new state of residence, again unbeknownst to me, and now are attempting... Read more »
answered on May 30, 2023
You should be able to still challenge it in the court in which it was made.
No money would exchange hands and the referrals would be the result of a process where the attorney would be the next logical step in the process.
I am being forced into resignation from my job after 20 years or I can be fired, which means I would not be hired in my profession again. I was planning on filing for chapter 13, but now is it possible to file for chapter 7?
Can I file chapter 7 after a resignation?
Illinois
My wife and I received a CP2000 for a cancelled debt of a car loan (the car WAS NOT repossessed and she got that loan before we got married).
The facts:
The debt was my wife's debt from before we got married.
The car is still owned by the bank who gave my wife the... Read more »
answered on Nov 1, 2022
Make a motion to release or terminate the hold in the court that originally ordered the hold.
Will my wife find out or be alerted if I file for bankruptcy? The only thing we have together is a joint bank account with a few hundred dollars in there. The house, and one of the cars is in her name solely, and has been since the beginning. Also, I have a few years left on my car loan, if I were... Read more »
I plan on paying the debt. I just need to know how much time I have until the summons.
answered on Aug 1, 2022
Impossibly to say. Probably anywhere from a day to a month or two. Just depends how quickly he gets it moving.
Untill this year I didn't know that the other driver filed a claim, the approximate damage looked around $1000 but it turned out that he filed a claim for more than $11.000.
I’m not sure if it’d suspend my driver license if I’m not capable of paying that amount. I can’t let... Read more »
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answered on Apr 13, 2022
You can enter into a payment plan with the insurance company if you can agree upon an amount. As long as you stick with the payment plan your license will not be suspended. Or you can write off the debt and bankruptcy. Or win the case in court.
Otherwise, if they take a judgment and file... Read more »
Part of our business model is to determine the financial condition of our clients. If they are in a poor financial state and should consider a bankruptcy, we would like to refer them to a lawyer and receive a pay-per-lead fee (some commission) from the lawyer based on agreed upon terms if this is... Read more »
answered on Feb 7, 2022
The Bankruptcy Code expressly prohibits lawyers from representing a debtor is the attorney has in any shared his retainer or bankruptcy fee, or agreed to do so, and every debtor's lawyer must sign a prescribed form of Affidavit regarding fee-sharing and file it with the court.
It might... Read more »
We didn’t make a contract. We worked for a month and a half now but we fell into a disagreement and she left and won’t respond to my calls. I’ve been working alone without even paying myself. How do I proceed from here when she won’t respond to any of my messages and calls.
answered on Jan 26, 2022
If there’s no agreement, just move forward as if the salon is yours. She has no interest since she provided no investment.
I took a loan against my workers comp case in 2018. I filed chapter 7 bankruptcy in December 2020, bankruptcy was discharged April 2021 with the loan company on the bankruptcy and they did not contest the discharge. WC attorney office paid the loan company in December 2021 when my case settled not... Read more »
answered on Jan 7, 2022
In all probability the lender had a perfected security interest in the settlement. While any personal liability on your part was discharged, the lien would survive the discharge unless you successfully moved to avoid it. The basis for such avoidance would normally be that the lien somehow... Read more »
I can guarantee a double payment in two weeks for the payment lost in the mail and current payment what can happen
answered on Nov 15, 2021
Probably nothing although in the future you should get a tracking number on each piece of mail you send.
I have never missed a payment before. I have been short once, but never missed a payment. will my case be automatically dismissed. I've tried to get in touch with the trustee. . .line always busy.
answered on Sep 24, 2021
No. It can be deferred until the end or recalculated under a plan modification.
Basically, I am going through a divorce and need to move out. Since buying a condo would be cheaper than renting an apartment, my sister has offered to buy a condo and rent it out to me. Would this be allowed if I am currently in a Chapter 13 bankruptcy (without my spouse) or would they look at the... Read more »
answered on Sep 6, 2021
I agree with the prior to answers. The bankruptcy rules and statutes target transactions in which "value", e.g., money's worth, leaves the debtor's estate, not where some benefit is incoming to the estate.
And assuming that you have a 5-year Ch. 13 plan, at the end of... Read more »
It's been auctioned, judge reversed the purchaser of the auction in Dec. 2020. I am now being sued for everything. I was not advised of the court date by my counsel and no one showed to represent me. My calls have not been returned. And to top that off my identity has been stolen and used. I... Read more »
answered on Jun 25, 2021
If you own your home and your car with no loans or liens against them, you are likely to lose them in a Chapter 7, unless they are of very low value and lower than the Illinois exemptions. Your bankruptcy trustee would be entitled to sell your "non-exempt" property and distribute the... Read more »
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