Hampton, VA asked in Collections for Virginia

Q: What is the VA statute of limitations on the collection of medical debts?

I have medical debts totaling $1,500 sitting on my credit report for over 5 years. I have contacted the collection bureaus listed, but they no longer have my account. What is the VA statute of limitations on the collection of medical debts? Thank you.

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1 Lawyer Answer
L. Ilaine  Upton
L. Ilaine Upton
  • Consumer Law Lawyer
  • Annandale, VA
  • Licensed in Virginia

A: The statute of limitations for medical debt is 5 years. A derogatory remark can stay on your credit report for 7 years. You can dispute the debt with the three credit reporting agencies directly. Start with annualcreditreport.com


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