Q: if my uninsured daughter in law who does not live with me uses my vehicle and has an accident can other driver sue me
and do I lose everything home, car social security pension
A: Maybe especially if you don't have enough insurance, speak to your insurance agent as to what you can do and your coverage.
A: Only if she is known to be a very bad driver are you responsible. Why not consult a member of the NJ Assn for Justice in your county, ideally one who is an "elderlaw" attorney? You can discuss with them what you need to do to protect yourself. Or, you can get higher insurance.
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