Q: Can I file student loan bankruptcy? Our 5 yr. old son is autistic, the cost of treatment has been astronomical.
I have my PHD. My loans total approximately $200,000. I am aware of the brunner test. We have no hope of buying a home or car, let alone a small vacation. Our son's Autism Academy is very, very expensive, with insurance paying a small amount. He will most probably have to receive treatment for the rest of his life. Because of his disability, we are now also in major credit card debt,as well, just to live a normal life. Do you have a list of Texas lawyers?
A: While the student loans are generally not dischaegeable, you can file and ask the court to consider your circumstances and the undue hardship. They could be reduced but not likely completely discharged.
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