Cristina M. Lipan's answer Creditors cannot get to her SSD income, and if she has no other assets she's pretty much "judgment proof." However, sometimes money from bank accounts are taken erroneously and you'll need to fight to get that money back. A lot of people file bankruptcy just to not deal with the hassle. Bankruptcy is her best solution. If she files bankruptcy, she no longer has to make those payments, so the money used to pay monthly minimum amounts can instead be used for attorneys fees. There are some legal...
Stuart Nachbar's answer The answer depends on if same was exempted out. Some states follow the federal exemptions and some go with State Exemptions. Talk to your counsel about same and make sure it was properly exempted out.
Stuart Nachbar's answer Usually tax claims, alimony, child support, and then some esoteric categories. Also remember that while a secured claim, like a bank loan for house and car, are discharged as to personal liability, they are not discharged as to the item itself.
Cristina M. Lipan's answer They will probably get a judgment from the court, which means they can bring that to the Marshal/Sheriff who can search for and seize any assets you may have. Obviously, if you have nothing, there is nothing to take. However, keep in mind that this includes salary income and money in bank accounts. Certain income is exempt from creditors, like disability benefits, but it needs to be held in a separate bank account.
Tyler Cumbo's answer If you have made your mortgage payments on time you should file a dispute and request the credit bureau to include an explanation on your report. Unless you signed a reaffirmation agreement that was approved by the Court the lender will not report anything to the credit bureau. If you did not sign such an agreement you may want to ask that the debt be reported as included in your bankruptcy but that you have made your payments on time.
Alexander Florian Steciuch's answer No. If you are behind on rent your landlord may post what is called a 10 day notice to pay up or quit the premises. That gives you notice that if you do not make your rent current within 10 days then she has the right to file for an eviction. Landlords in Indiana are required to post this notice before filing for an eviction unless you waived this requirement in your lease.
If your landlord wants to legally remove you from the property she must obtain an eviction order from the local...
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