Can they do anything to me about my debts and should I file bankruptcy?
answered on Jun 30, 2022
It sounds as though you may need to file bankruptcy but you should discuss with a competent bankruptcy lawyer as to your options before you decide.
I received proceedings supplemental in May of this year for $9000 the original judgement was for $6000 dollars. I had no idea about the judgment as I was never served papers and never notified of any judgement against me. Will I be able to fight the interest accrued?
I was dismissed from the case how do I reopen it and get my bankruptcy finished
answered on Feb 24, 2022
Do the class, then make a motion to reopen and file the certificate.
answered on Feb 21, 2022
You failed to say which or what kind of court, what kind of notice for court appearance or any details from which an answer can be derived.
Try again.
Thanks
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I didn't show my trustee first. Will I be in trouble
answered on Feb 19, 2022
You should consult your bankruptcy attorney regarding the Indiana protocol for handling tax refunds
We went to file for bankruptcy and we were supposed to only pay 100 a month til completion before they filed we've only paid for one month. We found out the company wasn't very good so we tried to cancel. Now they are trying to charge us over 600 dollars something we never ever agreed to.... Read more »
answered on Feb 10, 2022
Their argument will be that they have provided you that value in services. You should go to a new lawyer. Exercise your due diligence before you go--seek referrals from your local or statewide lawyer referral service.
BTW, that amount appears to be subject to discharge when you file.... Read more »
Saying now a creditor wants to object, the state says my house is worth 49,000 that’s what was put in the bankruptcy, their appraiser is saying it is worth 77,000
answered on Feb 9, 2022
Likely the discharge will stand, especially if it has already been granted.
Co owner financed shed, filed chapter 7, property sold to me as is by trustee. Can co owner now remove said shed? Shed was exempted under bankruptcy as part of this property. Co owner being evicted and wants shed. I've paid all taxes for shed and it is listed as part of this property sold... Read more »
answered on Oct 31, 2021
When an improvement (e.g., that shed, or a house built on the property) is made to real property, it often becomes part of the real estate, i.e., a "fixture". When that happens, a conveyance of the property normally includes fixtures.
Your state's laws determine what might... Read more »
How do I find out when the title was transferred back to the bank. My fiancé and I are looking to buy a house together but I’m told it’s a 3 yr waiting period after title transferred
answered on Sep 27, 2021
Unless you exempted the house, it was transferred to the Ch 7 Trustee when you filed the Petition. At time you surrendered your interest to the Trustee. A secured lender's foreclosure was not against you personally as you had already discharged your debt. If you did exempt a homestead... Read more »
The rv and then the clients didn't like the rv outcome told me to remove all that was done and now they say I can have criminal charges how so?They didn't like the outcome and said remove.I spent all the money given on this wrap to now I feel I need to file bankruptcy.I have no money to... Read more »
answered on Sep 18, 2021
There is no criminal conduct in what you described. Cease all communications with them. There is no money to refund.
I moved out of my apartment after I broke up with an ex a while ago. He stayed. I forgot to take my name of the lease and he can't keep a job, so now the creditors are coming after me. They've garnished my wages and now I can't afford food or gas. Please, what can I do to fix this?
answered on Jul 29, 2021
File a chapter 7 or Chapter 13 to terminate the garnishment.
The debt is not on my credit report. I go to the court and actually meet with lawyer for Discover who asks some questions. I think they are just trying to keep the debt refreshed. What happens if I don't go? Or should I contact them? We have no money.
answered on Jul 7, 2021
This sounds like a situation in which you are being summoned to appear at a debtor's exam. This is a court proceeding for which there are penalties if you fail to appear, including the possibility of the court issuing an arrest warrant. The debtor's exam is a tool that a judgment... Read more »
I have been off work for 5 months due to a surgery. Are there any provisions set forth for Covid to where he can not take them?
Find out if there is a summons for me or court date in Indiana
I'm also htv from dui's. This is the fourth time caught w/o insurance. I've already called down state to see what with them is going to happen with my license. 1 year suspension, 3 years Sr 22 insurance, and a $1000 reinstatement fee unless the judge does something else. I'm... Read more »
I know each filer has $400 allowed in the account, but can we exempt our tax refund with the wildcard exemption?
answered on Jan 9, 2021
If you use the Federal exemptions, and do not use the "wild card" on other property, yes.
And pursuant to Indiana Code Title 34. Civil Law and Procedure § 34-55-10-2(c)(11), your income tax refund should be exempt as well.
I'm in PA, and bankruptcy debtors can choose... Read more »
Medical and Credit Card bills pilling up. I was recently in hospital last month for diabetes and high blood pressure. Do not want the stress of creditors calling me, sueing me and wage garnishment when I return to work. Trying file Chapter 7 before returning to work. Do not want have file for... Read more »
answered on Jan 8, 2021
Doing your own Chapter 7 is roughly equivalent of doing your own appendectomy.
Have you talk to a Bankruptcy lawyer. There are now methods to pay for the 7 after filing, but what's the rush? Wait until ALL THE MEDICAL BILLS ARRIVE. Providers are notorious for taking their time bill... Read more »
I was told that the stimulus payments were exempt and could be kept, but will the additional $300 in unemployment income be safe as well? For example, if I receive $3,000 in unemployment income, am I allowed to have that in the bank account when I file? We are filing after we receive our tax... Read more »
answered on Jan 6, 2021
The tax refund is not exempt on it's own, but there's a federal wildcard exemption of $11,000 you may be able to use, depending on your other assets. You need to speak to an attorney to review all your financial details and advise you about what will be exempt.
I paid the back mortgage payments up that my attorney had me miss to create debt. The plan now only has credit and vehicle.
answered on Oct 27, 2020
Yes you need to get permission from the trustee to sell the asset, and you may have to turn over the proceeds from the sale, if any, to the trustee to satisfy the Chapter 13 Plan.
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